Please take the time to review our Privacy Policy and procedures as well as ivari’s Terms of Use for the website.
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Acceptance of terms
These Terms of Use (the “Terms”) govern your use of ivari.ca (the “Site”), including all content and applications available on the Site.
By accessing this Site, you accept and agree to be bound by and comply with these Terms and our Privacy Policy, incorporated herein by reference, and any terms, conditions, legal notices and disclaimers in the footers, content, and other pages of the Site. If you do not agree to be bound by these Terms or our Privacy Policy, you must not access or use the Site.
Definitions
In these Terms,
Advisor Portal means the section of ivari.ca restricted to authorized Distributors and employees of ivari.
Client refers to current and prospective customers of ivari and may, where applicable, include former customers.
Client Portal means the section of ivari.ca restricted to authorized Clients.
Distributor means any individual contracted with, or applying to be contracted with, ivari to solicit or distribute ivari products, which includes a producer or life insurance agent.
ivari means ivari, a Canadian life insurance company, and where applicable, its parent and affiliates, including ivari Holdings Inc.
Personal Information has the same meaning as in our Privacy Policy.
Privacy Policy means,
- in the case of a Distributor, or any employee or authorized representative of a Distributor communicating with us and/or are using the Site, unless using the Site strictly for personal and non-commercial purposes, the Privacy Policy for Distributors, available here.
- in all other cases, our general Privacy Policy, available here.
Site means ivari.ca, including all pages of our webpage, the Client Portal, and the Advisor Portal.
We, us, and our refers to ivari.
You, yours and Users refers to any person using the Site. This includes,
- a Distributor,
- an employee or authorized representative of a Distributor,
- an owner of an ivari insurance policy or investment contract, or an authorized representative of such an owner,
- an insured under an ivari policy,
- a person paying premiums or making a claim under an ivari policy,
- a prospective customer of ivari, or
- any other person,
using the Site for any purpose.
Additional Terms
Except in the case of a Distributor using this Site, or using any materials or content downloaded from this Site, for the purpose of soliciting, distributing, or servicing ivari products, you further agree to to be bound by and comply with the additional terms set out in “Annex 1: Additional Terms for Consumers.”
If you are Distributor using this Site, or using any materials or content downloaded from this Site, for the purpose of soliciting, distributing, or servicing ivari products, including using any part of the Advisor Portal, you further agree to to be bound by and comply with the additional terms set out in “Annex 2: Additional Terms for Distributors.”
Notwithstanding the foregoing, if you are a Distributor, you agree to be bound by and comply with the additional terms set out in “Annex 1: Additional Terms for Consumers” whenever using this Site (not including the Advisor Portal) strictly for personal and non-commercial use.
In the event of any conflict between these Terms and the additional terms set out in Annexes 1 and 2 (the “Additional Terms”), as applicable, the Additional Terms will govern.
Modifications to Terms of Use and Privacy Policy
These Terms (including the Additional Terms) and our Privacy Policy are subject to change, update and/or revision (collectively “change”) by ivari at any time, in its sole discretion. Your use of this Site after any such change is implemented constitutes your acknowledgment and acceptance of such change. You agree to periodically review these Terms and our Privacy Policy in order to be aware of any such modifications.
The information and material on this Site may also be changed, withdrawn, or terminated at any time in our sole discretion without notice. We will not be liable if, for any reason, all or any part of the Site is restricted to some users or unavailable at any time or for any period.
Your use of the site and account set-up and security
The security of your personal information is very important to us. We use physical, electronic, and administrative measures designed to secure your personal information from accidental loss and from unauthorized access, use, alteration, and disclosure.
The safety and security of your information also depends on you. Users are responsible for obtaining their own access to the Site. Users are required to ensure that all persons who access the Site through a user’s Internet connection are aware of these Terms and comply with them. The Site, including content or areas of the Site, may require user registration. It is a condition of your use of the Site that all the information you provide on the Site is correct, current, and complete.
Unfortunately, the transmission of information via the Internet is not completely secure. Although we do our best to protect your personal information, we cannot guarantee the security of your personal information transmitted to our Site. Any transmission of personal information is at your own risk. We are not responsible for circumvention of any privacy settings or security measures contained on the Site.
Your provision of registration information and any submissions you make to the Site through any functionality, such as applications, e-mail, message boards, profiles, document submissions, registration forms, surveys, contest entries, and other such functions (collectively, “Interactive Functions”) constitutes your consent to all actions we take with respect to such information in accordance with our Privacy Policy.
Any username, password, or any other piece of information chosen by you, or provided to you as part of our security procedures, must be treated as confidential, and you must not disclose it to any other person or entity. You must exercise caution when accessing your account from a public or shared computer so that others are not able to view or record your password or other personal information. You understand and agree that should you be provided an account, your account is personal to you, and you agree not to provide any other person with access to this Site or portions of it using your username, password, or other security information. You agree to notify us immediately of any unauthorized access to or use of your username or password or any other breach of security. You also agree to ensure that you logout from your account at the end of each session. You are responsible for any password misuse or any unauthorized access of your account due to your failure to secure your account login details as required by these Terms or according to reasonable security measures that users of websites generally ought to take.
We reserve the right at any time and from time to time, to disable or terminate your account, any username, password, or other identifier, whether chosen by you or provided by us, in our sole discretion for any or no reason, including any violation of any provision of these Terms.
You are prohibited from attempting to circumvent and from violating the security of this Site, including, without limitation: (a) accessing content and data that is not intended for you; (b) attempting to breach or breaching the security and/or authentication measures which are not authorized; (c) restricting, disrupting or disabling service to users, hosts, servers, or networks; (d) illicitly reproducing TCP/IP packet header; (e) disrupting network services and otherwise disrupting the Site owner’s ability to monitor the Site; (f) using any robot, spider, or other automatic device, process, or means to access the Site for any purpose, including monitoring or copying any of the material on the Site; (g) introducing any viruses, trojan horses, worms, logic bombs, or other material that is malicious or technologically harmful; (h) attacking the Site via a denial-of-service attack, distributed denial-of-service attack, flooding, mailbombing, or crashing; and (i) otherwise attempting to interfere with the proper working of the Site.
ivari reserves the right to fully cooperate with any law enforcement authorities or court order requesting or directing ivari to disclose the identity of anyone sending electronic communications via the Site or sending email messages to ivari, or publishing or otherwise making available any materials that are believed to violate these Terms or contravene any applicable laws.
BY ACCEPTING THIS AGREEMENT YOU WAIVE AND HOLD HARMLESS ivari FROM ANY CLAIMS RESULTING FROM ANY ACTION TAKEN BY ivari DURING OR AS A RESULT OF ITS INVESTIGATIONS AND/OR FROM ANY ACTIONS TAKEN AS A CONSEQUENCE OF INVESTIGATIONS BY EITHER ivari OR LAW ENFORCEMENT AUTHORITIES.
Intellectual property rights and ownership
You understand and agree that the Site and its entire contents, features, and functionality, including, but not limited to, all information, software, code, data text, displays, graphics, photographs, images, video, audio, music, broadcast, design, presentation, website layout, selection, and arrangement, are owned by ivari, its licensors, or other providers of such material and are protected in all forms by intellectual property laws including, without limitation, copyright, trademark, patent, trade secret, and any other proprietary rights.
ivari® and the ivari logos are trademarks owned by ivari Holdings Inc. All related names, logos, product and service names, designs, images, and slogans are trademarks of ivari or its licensors. You must not use such marks without the prior written permission of ivari. Other names, logos, product and service names, designs, images, and slogans mentioned, or which appear on this Site are the trademarks of their respective owners. Use of any such property, except as expressly authorized, shall constitute an infringement or violation of the rights of the property owner and may be a violation of federal or other laws and could subject the infringer to legal action.
Users are not permitted to modify copies of any materials from this Site nor delete or alter any copyright, trademark, or other proprietary rights notices from copies of materials from this site.
Unless you are a Distributor authorized by ivari in writing to act as an insurance intermediary, you may only use the Site for your personal and non-commercial use.
Conditions of use and site content standards
As a condition of your access and use of the Site, you agree that you may use the Site only for lawful purposes and in accordance with these Terms.
The following site content standards apply to any and all content, material, and information a user submits, posts, publishes, displays, or transmits (collectively, “submit”) to the Site or to other users or persons (collectively, “User Submissions”) and any and all Interactive Functions. Any and all User Submissions must also comply with all applicable federal, provincial, local, and international laws, regulations, and terms of service.
Without limiting the foregoing, you warrant and agree that your use of the Site and any User Submissions shall not:
- In any manner violate any applicable federal, provincial, local, or international law or regulation including, without limitation, any laws regarding the export of data or software, patent, trademark, trade secret, copyright, or other intellectual property, legal rights (including the rights of publicity and privacy of others) or contain any material that could give rise to any civil or criminal liability under applicable laws or regulations or that otherwise may be in conflict with these Terms or our Privacy Policy.
- In any manner violate the terms of use of any third-party website that is linked to the Site.
- Include programs which contain viruses, worms and/or Trojan horses or any other computer code, files or programs designed to interrupt, destroy, or limit the functionality of any computer software or hardware or telecommunications.
- Amount to a “pyramid” or similar scheme.
- Include or contain any material that is exploitive, obscene, harmful, threatening, abusive, harassing, hateful, defamatory, sexually explicit or pornographic, violent, inflammatory, or discriminatory based on race, sex, religion, nationality, disability, sexual orientation, or age or other such legally prohibited ground or be otherwise objectionable, such determination to be made in ivari’s sole discretion.
- Involve, provide, or contribute any false, inaccurate, or misleading information.
- Include any files of a format we have not specifically requested from you.
- Impersonate or attempt to impersonate ivari, an employee of ivari or any of its affiliates or Distributors, another user, or any other person or entity (including, without limitation, by using email addresses or screen names associated with any of the foregoing).
- Encourage any other conduct that restricts or inhibits anyone’s use or enjoyment of the Site, or which, as determined by us, may harm ivari or users of the Site or expose them to liability.
- Promote any illegal activity, or advocate, promote, or assist any unlawful act.
- Give the impression that they originate from or are endorsed by us or any other person or entity, if this is not the case.
- Contain hyperlinks to other sites that contain content that falls within the descriptions set forth above.
ivari reserves the right to monitor use of this Site to determine compliance with these Terms, as well the right to remove or refuse any information for any reason. Notwithstanding these rights, you remain solely responsible for the content of your User Submissions and ivari has no obligation to monitor or remove your User Submissions or those of any other person. You acknowledge and agree that neither ivari nor any third-party that provides content to ivari will assume or have any liability for any action or inaction by ivari or such third party with respect to any submission.
Stock quote
All stock quotes appearing on the Site are not a current representation or a real time stock quote. ivari is not responsible for the accuracy of any pricing information. Please do not use such quotes for any formal analysis or estimation or otherwise rely on such quotes. Investments may increase or decrease in value according to fluctuations and changes in the market for that investment or other change.
Professional advice, non-recommendation, calculator data
Nothing on this Site (including the results of any online calculators) should be construed as rendering tax, legal, investment, or accounting advice. Although the services and the Site may contain information, e.g., data regarding retirement investing, such information is intended to be educational in nature, and does not constitute an endorsement or recommendation of any security or investment program, service or the suitability thereof for you. We make no representation as to the financial investment or suitability of any product described on this Site for any user.
Separate agreements
All insurance and/or securities transactions are conducted based on signed written agreements between ivari and its Clients, and the terms of those agreements are binding on the parties. No other statement or representation, whether made in person, online on this Site or on any other website, electronically, in writing, graphical, or by verbal communication, may alter the terms of those agreements.
Additional terms and conditions may apply to purchases of goods or services and to specific portions or features of the Site. You agree to abide by such other terms and conditions, including where applicable representing that you are of sufficient legal age to use or participate in such service or feature. If there is a conflict between these Terms and the terms posted for or applicable to a specific portion of the Site or for any service offered on or through the Site, the latter terms shall control with respect to your use of that portion of the Site or the specific service.
ivari’s obligations, if any, with regard to its products and services are governed solely by the agreements pursuant to which they are provided, and nothing on this Site should be construed to alter such agreements.
Privacy
By submitting your personal information and using our Site, you consent to the collection, use, reproduction, hosting, transmission, destruction, and disclosure of any such user content or User Submissions in accordance with our Privacy Policy. ivari may use Cookies with visitors of the Site.
YOU ACKNOWLEDGE THAT INFORMATION YOU PROVIDE TO ivari OR THAT ivari OBTAINS AS A RESULT OF YOUR USE OF THIS SITE MAY BE COLLECTED IN CANADA AND SUBSEQUENTLY TRANSFERRED TO ANOTHER JURISIDICTION IN ACCORDANCE WITH APPLICABLE LAW. THE PRIVACY AND DATA PROTECTION LAWS IN SUCH OTHER JURISDICTIONS MAY NOT BE EQUIVALENT TO SUCH LAWS IN CANADA. YOUR USE OF THE SITE AND YOUR ENTRY OF INFORMATION IS AT YOUR OWN RISK. ivari CANNOT ACCEPT RESPONSIBILITY AND EXPRESSLY DISCLAIMS ALL LIABILITY FOR DAMAGE OR INJURY THAT YOU MAY INCUR OR THAT MAY RESULT FROM YOUR USE OF THE SITE OR THE INTERCEPTION OF INFORMATION THAT YOU PROVIDE TO OR THROUGH THE SITE, INCLUDING WITHOUT LIMITATION, PERSONAL DATA, BY A THIRD PARTY.
Third-party websites or services
For your convenience, this Site may provide links or pointers to third-party websites. The providers of those third-party websites may also offer you products or services. We make no representations or endorsements about any other websites that may be accessed from this Site or the products or services of the third parties that operate those websites. If you choose to access any such websites or to use the products or services of any third party accessed from such websites, you do so at your own risk. We have no control over the contents of any such third-party websites and accept no responsibility for such websites or the products and services featured on or provided through such websites, or for any loss or damage that may arise from your use of any of them. You are subject to any terms and conditions of such third-party websites.
Disclaimer of warranties
YOU UNDERSTAND AND AGREE THAT YOUR USE OF THE SITE, ITS CONTENT, AND ANY SERVICES OR ITEMS FOUND OR ATTAINED THROUGH THE SITE IS AT YOUR OWN RISK. THE SITE, ITS CONTENT, AND ANY SERVICES OR ITEMS FOUND OR ATTAINED THROUGH THE SITE ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS, WITHOUT ANY WARRANTIES OR CONDITIONS OF ANY KIND, EITHER EXPRESS OR IMPLIED INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. THE FOREGOING DOES NOT AFFECT ANY WARRANTIES THAT CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW.
NEITHER ivari NOR ITS PARENT, SUBSIDIARIES, AFFILIATES, OR THEIR RESPECTIVE DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, SERVICE PROVIDERS, CONTRACTORS, LICENSORS, LICENSEES, SUPPLIERS, OR SUCCESSORS MAKE ANY WARRANTY, REPRESENTATION, OR ENDORSEMENT WITH RESPECT TO THE COMPLETENESS, SECURITY, RELIABILITY, SUITABILITY, ACCURACY, CURRENCY, OR AVAILABILITY OF THE SITE OR ITS CONTENTS. WITHOUT LIMITING THE FOREGOING, NEITHER ivari NOR ITS PARENT, SUBSIDIARIES, AFFILIATES OR THEIR RESPECTIVE DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, SERVICE PROVIDERS, CONTRACTORS, LICENSORS, LICENSEES, SUPPLIERS, OR SUCCESSORS REPRESENT OR WARRANT THAT THE SITE, ITS CONTENT, OR ANY SERVICES OR ITEMS FOUND OR ATTAINED THROUGH THE SITE WILL BE ACCURATE, RELIABLE, ERROR-FREE, OR UNINTERRUPTED, THAT DEFECTS WILL BE CORRECTED, THAT OUR SITE OR THE SERVER THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.
WE CANNOT AND DO NOT GUARANTEE OR WARRANT THAT FILES OR DATA AVAILABLE FOR DOWNLOADING FROM THE INTERNET OR THE SITE WILL BE FREE OF VIRUSES OR OTHER DESTRUCTIVE CODE. YOU ARE SOLELY AND ENTIRELY RESPONSIBLE FOR YOUR USE OF THE SITE AND YOUR COMPUTER, INTERNET, AND DATA SECURITY. TO THE FULLEST EXTENT PROVIDED BY LAW, WE WILL NOT BE LIABLE FOR ANY LOSS OR DAMAGE CAUSED BY DENIAL-OF-SERVICE ATTACK, DISTRIBUTED DENIAL-OF-SERVICE ATTACK, OVERLOADING, FLOODING, MAILBOMBING, OR CRASHING, VIRUSES, TROJAN HORSES, WORMS, LOGIC BOMBS, OR OTHER TECHNOLOGICALLY HARMFUL MATERIAL THAT MAY INFECT YOUR COMPUTER EQUIPMENT, COMPUTER PROGRAMS, DATA, OR OTHER PROPRIETARY MATERIAL DUE TO YOUR USE OF THE SITE OR ANY SERVICES OR ITEMS FOUND OR ATTAINED THROUGH THE SITE OR TO YOUR DOWNLOADING OF ANY MATERIAL POSTED ON IT, OR ON ANY WEBSITE LINKED TO IT.
Limitation on liability
EXCEPT WHERE SUCH EXCLUSIONS ARE PROHIBITED BY LAW, UNDER NO CIRCUMSTANCE WILL ivari NOR ITS PARENT, SUBSIDIARIES, AFFILIATES OR THEIR RESPECTIVE DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, SERVICE PROVIDERS, CONTRACTORS, LICENSORS, LICENSEES, SUPPLIERS, OR SUCCESSORS BE LIABLE FOR NEGLIGENCE, GROSS NEGLIGENCE, NEGLIGENT MISREPRESENTATION, FUNDAMENTAL BREACH, DAMAGES OF ANY KIND, UNDER ANY LEGAL THEORY, INCLUDING ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING, BUT NOT LIMITED TO, PERSONAL INJURY, PAIN AND SUFFERING, EMOTIONAL DISTRESS, LOSS OF REVENUE, LOSS OF PROFITS, LOSS OF BUSINESS OR ANTICIPATED SAVINGS, LOSS OF USE, LOSS OF GOODWILL, LOSS OF DATA, AND WHETHER CAUSED BY TORT, BREACH OF CONTRACT, BREACH OF PRIVACY, OR OTHERWISE, EVEN IF THE PARTY WAS ALLEGEDLY ADVISED OR HAD REASON TO KNOW, ARISING OUT OF OR IN CONNECTION WITH YOUR USE, OR INABILITY TO USE, OR RELIANCE ON, THE SITE, ANY LINKED WEBSITES OR SUCH OTHER THIRD-PARTY WEBSITES, NOR ANY SITE CONTENT, MATERIALS, POSTING, OR INFORMATION THEREON.
If, notwithstanding the other provisions of these Terms or the above limitation on liability, ivari is found to be liable to you for any damage or loss which arises out of or is in any way connected with your use of the Site, ivari’s liability shall in no event exceed the greater of CAD$100. Some jurisdictions do not allow limitations of liability, so the foregoing limitation may not apply to you.
Indemnification
To the maximum extent permitted by applicable law, you agree to defend, indemnify, and hold harmless ivari, its parent, subsidiaries, affiliates, and their respective directors, officers, employees, agents, service providers, contractors, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable legal fees) arising out of or relating to your breach of these Terms (including the Additional Terms, where applicable) or your use of the Site, including, but not limited to, your User Submissions, third-party sites, any use of the Site’s content, services, and products other than as expressly authorized in these Terms.
Governing law and choice of forum
The Site and these Terms will be governed by and construed in accordance with the laws of the Province of Ontario and the federal laws of Canada applicable therein, without giving effect to any choice or conflict of law provision, principle, or rule (whether of the laws of the Province of Ontario or any other jurisdiction) and notwithstanding your domicile, residence, or physical location.
Any action or proceeding arising out of or relating to this Site and under these Terms will be instituted in the courts of the Province of Ontario and/or the Federal Court of Canada, and each party irrevocably submits to the exclusive jurisdiction of such courts in any such action or proceeding. You agree that any claim initiated by you will be brought and adjudicated in Toronto, Ontario. You further agree to waive any and all objections to the exercise of jurisdiction over you by such courts and to the venue of such courts.
Waiver
No failure to exercise, or delay in exercising, any right, remedy, power, or privilege arising from these Terms operates, or may be construed, as a waiver thereof; and no single or partial exercise of any right, remedy, power, or privilege hereunder precludes any other or further exercise thereof or the exercise of any other right, remedy, power, or privilege.
Severability
If any term or provision of these Terms is invalid, illegal, or unenforceable in any jurisdiction, such invalidity, illegality, or unenforceability shall not affect any other term or provision of these Terms or invalidate or render unenforceable such term or provision in any other jurisdiction.
Enforcement, suspension, and termination
ivari has the right, without provision of notice to:
- At all times, take such actions with respect to any User Submission deemed necessary or appropriate in our sole discretion, including, without limitation, for violating these Terms (including the Additional Terms, where applicable).
- Take appropriate legal action, including, without limitation, referral to law enforcement or regulatory authority, or notifying the harmed party of any illegal or unauthorized use of the Site. Without limiting the foregoing, we have the right to fully cooperate with any law enforcement authorities or court order requesting or directing us to disclose the identity or other information of anyone posting any materials on or through the Site.
- Terminate, modify, or suspend your access to all or part of the Site for any or no reason, including, without limitation, any violation of these Terms (including the Additional Terms, where applicable).
- Interrupt the operation of the Site, or any portion of the Site, as necessary to perform routine or non-routine maintenance, error correction, or other changes or to respond to unexpected technical issues or problems.
You agree that any violation by you of these Terms may cause irreparable harm to ivari, for which monetary damages would be inadequate, and you consent to ivari obtaining any injunctive or equitable relief that it deems necessary or appropriate in such circumstances. These remedies are in addition to any other remedies ivari may have at law or in equity.
Feedback
Any feedback you provide regarding this Site shall be deemed to be non-confidential and ivari shall be free to use such information on an unrestricted basis.
Entire agreement
The Terms of Use (including the Additional Terms, where applicable) and our Privacy Policy constitute the sole and entire agreement between you and ivari regarding the Site and supersedes all prior and contemporaneous understandings, agreements, representations and warranties, both written and oral, regarding such subject matter.
Notices and contact Information
ivari
200- 5000 Yonge Street
Toronto, ON M2N 7E9
Telephone: 1-800-846-5970
Email: [email protected]
Annex 1: Additional Terms for Consumers
No offer
Nothing on this Site constitutes an offer to sell or a solicitation to buy any security or any insurance product.
Premium rates, coverage, and other insurance details
All premium rates, coverage details, availability of insurance and/or investment products, limits of insurance, and other product details appearing on the Site are provided for general information purposes only and are subject to ivari underwriting and other requirements. To obtain a more detailed and accurate plan for your personal situation, we recommend you contact an authorized ivari sales representative. You can find a local general agency online by using our agency locator. ivari may make changes to any products or services offered on the Site, or to the applicable prices for any such products or services, at any time, without notice. The materials on the Site with respect to products and services may be out of date, and ivari makes no commitment to update the materials on the Site with respect to such products and services.
Annex 2: Additional Terms for Distributors
Availability of products
No security or other insurance product is offered or will be sold in any jurisdiction in which such offer or sale would be unlawful under the securities, insurance or other laws of such jurisdiction. Some products may not be available in all provinces.
Premium rates, coverage, and other insurance details
All premium rates, availability of insurance products, coverage details and limits of insurance, and other insurance product details appearing on the Site (not including rates in official contracts of insurance from ivari appearing in the Advisor Portal) are provided for general information purposes only and are subject to ivari underwriting and other requirements. ivari may make changes to any products or services offered on the Site, or to the applicable prices for any such products or services, at any time, without notice. The materials on the Site with respect to products and services may be out of date, and ivari makes no commitment to update the materials on the Site with respect to such products and services.
Use of materials
Subject to paragraphs 1 to 3 below and the terms of any distributor or agency agreement entered into between you and ivari, we authorize you to view and download materials from this Site only for your use in connection with the solicitation, sale, marketing and/or evaluation of our products and services. This authorization is not a transfer of any rights in the materials and we reserve all rights to such materials, including intellectual property rights. Any copies you make of the materials (including by printing or by retaining electronic copies) are subject to the following restrictions.
- You agree to at all times handle all materials strictly in accordance with ivari’s Code of Ethical Market Conduct, available on our website.
- You may not remove, or disassociate, from any of the materials our name or any copyright or other proprietary notices contained in the materials or any legal disclaimer, limitation on liability, or other legal notice; and
- Whether for profit or not, you may not modify, reproduce, display, perform, distribute, transfer, prepare derivative works from the materials, or otherwise use the materials or transfer the materials to any other person for any purpose not expressly permitted by these Terms.
Other agreements
These Terms are in addition to any other applicable legal terms or agreements you have with ivari, including your distribution agreement.
In the event of any conflict between these Terms, including the additional terms in this Annex, and your distribution agreement with ivari, the terms of your distribution agreement shall prevail to the extent of any inconsistency.