Lifetime coverage made simple
If you are looking for life insurance coverage with a simple and quick application process, one of these coverage options may be a good fit for you.
Guaranteed Life and Simplified Life insurance from ivari are permanent insurance products that provide lifetime coverage with:
- No medical exam
- Guaranteed fixed premiums
- An easy-to-complete application
- Access to value-added benefits at no extra cost*
Is Guaranteed Life or Simplified Life from ivari right for you?
Guaranteed Life
Simplified Life
Even if you have been denied life insurance due to health concerns, and you do not qualify for one of our Simplified Life coverage options, you may still qualify for Guaranteed Life coverage — no medical exam needed.
For more information, including any limitations, please contact your independent life insurance advisor.
Virtual Care Services by Maple
Eligible policyholders have access to Maple3—a fully integrated care program that supports their health from every angle. Maple can connect policyholders with Canadian-licensed doctors and nurse practitioners on demand, 24/7/365, and provide access to confidential counselling, cognitive behavioural therapy and wellness coaching through Maple’s Member Assistance Program.
For more information, visit Maple.
*Subject to availability.
**Residency Status for Policyowners: (1) must have lived in Canada for a minimum of 6 months, and (2) be a Canadian Citizen, Landed Immigrant or Permanent Resident, or have a Post Graduate Work Permit, Student Permit or Work Permit (other than Seasonal Worker).
1Based on issue age, determined by birthday nearest to the issue date.
2The maximum amount of life insurance coverage allowed on an Insured, including existing guaranteed and/or simplified products issued by ivari, is the lessor of $500,000 and the plan maximum amount.
3Starting June 1, 2026, Maple Virtual Services will be included with all new policies for primary insureds aged 18 plus, with one access per policyholder. Existing policies with Maple will automatically transition to the new Maple offering. Virtual Services by Maple is a non-contractual benefit and is subject to program availability.