Common sense will tell you that if you are young and healthy, your chances of surviving a critical illness like a heart attack or cancer is much greater than if you are older and not in good health. Also, thanks to medical advances, many people today can survive illnesses that were fatal just a few decades ago. But survival does come with a price.

The cost of surviving a critical illness

Survivors will tell you that recovering from a critical illness and managing their life during and after treatment wasn’t easy. In addition to physical challenges and family stress, a critical illness can also take a financial toll. Along with lost wages, there may be unexpected medical costs such as private nursing or the need for home modifications and mobility devices like a wheelchair.

How Critical Illness Protection can help

Critical Illness Protection from ivari pays out a one-time, tax-free,¹ lump-sum benefit if you are diagnosed with one of the conditions covered. You can use the money however you wish. Some people choose to use it towards unforeseen expenses, some use it to replace a spouse or caregiver’s income during their recovery and some use it to celebrate good news from their medical team with a well-deserved and relaxing vacation.

Available in two different coverage options, Critical Illness Protection from ivari can be purchased on its own, or it can be layered, as a rider, onto your new ivari Universal policy.

Any critical illness policy from ivari comes with access to Virtual Healthcare by Maple, which allows you to get quick medical advice and treatment from a qualified medical professional without having to meet with a physician in person. Plus, this free, easy-to-use service is available to you and your eligible dependents² and is accessible up to four times per year (per insured) for any medical condition without the diagnosis of a critical illness covered condition.