Lifetime coverage made simple
If you are looking for life insurance coverage with a simple and quick application process, one of these coverage options may be a good fit for you.
Guaranteed Life and Simplified Life insurance from ivari are permanent insurance products that provide lifetime coverage with:
- No medical exam
- Guaranteed fixed premiums
- An easy-to-complete application
- Access to value-added benefits at no extra cost*
Is Guaranteed Life or Simplified Life from ivari right for you?
Guaranteed Life
- Guaranteed acceptance**
- Available for people aged 18 to 741
- Can be insured for $10,000 to $25,0002
Simplified Life
- Health and lifestyle questions will determine eligibility for coverage**
- Available for people aged 18 – 741
- Can be insured for $10,000 to $500,0002
Even if you have been denied life insurance due to health concerns, and you do not qualify for one of our Simplified Life coverage options, you may still qualify for Guaranteed Life coverage — no medical exam needed.
For more information, including any limitations, please contact your independent life insurance advisor.
*Subject to availability.
**Residency Status for Policyowners: (1) must have lived in Canada for a minimum of 6 months, and (2) be a Canadian Citizen, Landed Immigrant or Permanent Resident, or have a Post Graduate Work Permit, Student Permit or Work Permit (other than Seasonal Worker).
1Based on issue age, determined by birthday nearest to the issue date.
2The maximum amount of life insurance coverage allowed on an Insured, including existing guaranteed and/or simplified products issued by ivari, is the lessor of $500,000 and the plan maximum amount.