Earlier this month, the Underwriting team announced that when your clients need Age/Amount requirements with blood or urine, you now have the choice to request a telephone interview or a paramedical exam. This means that ivari will not automatically order a telephone interview from ESP when required per the Age/Amount requirements.
Please take note that the choice of selecting a paramedical exam instead of a telephone interview is only available when Vitals/Labs are also required and can be ordered from either Dynacare or ExamOne as a regular ivari Underwriting Requirement.
- If the Healthy History questions for non-medical cases are not completed in the eApp, a Telephone interview must be ordered.
- If Labs (blood and urine) are not required and the requirements are showing only a Telephone interview (T), then only a Telephone interview should be ordered. The Telephone interview with ExamOne or Dynacare will speed up the process.
- The eApp must be fully complete when the Face Amount is in the non-medical categories (A). By fully completing the eApp, the applicant can be instantly approved, and the policy is instantly issued!