A stronger term suite. A match for every need
Introducing a stronger ivari term suite—new SmartSelect, repriced TermSelect with an extended Term Exchange period. With a distinct series of term products, you can confidently match more clients with protection built for their health, coverage needs and plans.
Three series to find the right fit
NEW SmartSelect series
Convenient, competitive pricing, and coverage from day one for clients with a strong health profile.
Simply Term series
A simplified path to essential term protection for health-sensitive clients.
TermSelect series
Sharper pricing and customizable protection for clients with more comprehensive needs.
More confidence with every match
- More competitive value: Double-digit average premium rate reductions across TermSelect.
- More flexibility with ‘Flex-a-term’: Extended Term Exchange up to the 7th policy anniversary helps coverage evolve with changing needs.
- More value from day one: All eligible term policies include access to Maple Virtual Services.
Make the match. Recommend with confidence.
Explore the strengthened ivari term suite, and give every client the right fit—with confidence in every term.
Transition rules for TermSelect applications
Applications that will retain current rates
TermSelect applications—including Universal Life applications with term riders—that are in Partial signature, Awaiting signature, or Ready to submit status as of September 15, 2026, will retain their current rates.
How to apply the new reduced rates
- Reopen the application in ivari 360.
- Remove the signatures. The application status will revert to In progress.
- The new TermSelect rates will then apply.
- The application must be re-signed.
Important: As of 10 a.m. on September 15, 2026, the previous TermSelect rates will no longer be available in ivari 360.
Published on: September 15, 2026