Let’s talk about…Simplified Issue and Guaranteed Issue insurance.
If you are looking for life insurance coverage with a fast, easy, and hassle-free application process, one of these options may be a good fit for you.
Both Simplified Issue and Guaranteed Issue insurance from ivari are permanent insurance products that provide lifetime coverage with:
- Guaranteed fixed premiums
- An easy-to-complete application
- No medical exam
- Access to value-added benefits at no extra cost*
Is Simplified Issue or Guaranteed Issue from ivari right for you?
Simplified Issue
- Five questions to determine eligibility for coverage
- Available for people aged 18 – 74**
- Can be insured for $10,000 – $50,000
Guaranteed Issue
- No questions required to qualify for coverage
- Available for people aged 18 to 69**
- Can be insured for $10,000
Even if you have been denied life insurance due to health concerns, and you do not qualify for Simplified Issue, you may still qualify for Guaranteed Issue coverage — no medical exam needed.
For Simplified Issue and Guaranteed Issue policies, the death benefit is limited in the first two years of the policy to a return of premiums paid plus interest.
For more information, including any limitations, please contact your independent life insurance advisor.
*Subject to availability.
**Based on issue age, determined by birthday nearest to the issue date.