How do I read acronyms?
Acronyms used in our correspondence
This list of acronyms is intended to help you navigate our correspondence and understand the content that is presented in your materials.
| Acronym | Description |
|---|---|
| ART/YR | Annual Renewable Term/Yearly Renewable Term |
| CI | Critical Illness |
| COI | Cost of Insurance |
| DB | Death Benefit |
| DTFD | Deductions To First Death |
| DTL | Deductions To Last Death |
| ETI | Extended Term Insurance |
| Incr. COI | Increasing Cost of insurance |
| Incr. DB | Increasing Death Benefit |
| JFTD | Joint First To Die |
| JLTD | Joint Last To Die |
| LCOI | Level Cost of Insurance or Level Cost |
| NC | Non-Convertible |
| NR | Non-Renewable |
| PTFD | Premiums to First Death |
| PTLD | Premiums to last death |
| R&C | Renewable & Convertible |
| Return of Dep. | Return of Deposit |
| RPU | Reduced Paid Up |
| Sum Ins. | Sum Insured |
| T100 | Term to Age 100 |
The information provided in this list of acronyms and their specified meanings is intended for general reference purposes only. Please be aware that this list may be updated periodically to reflect new acronyms and other changes. This list may not cover all possible acronyms relevant to your specific context. If you encounter an acronym not included here, please contact ivari at 1-800-846-5970 or [email protected].