{"id":47452,"date":"2024-10-22T09:00:23","date_gmt":"2024-10-22T13:00:23","guid":{"rendered":"https:\/\/ivari.ca\/?post_type=whats-happening&#038;p=47452"},"modified":"2024-10-22T09:54:06","modified_gmt":"2024-10-22T13:54:06","slug":"vie-universelle-prosperite-un-produit-en-pleine-evolution","status":"publish","type":"whats-happening","link":"https:\/\/ivari.ca\/fr\/quoi-de-neuf\/vie-universelle-prosperite-un-produit-en-pleine-evolution\/","title":{"rendered":"Vie universelle prosp\u00e9rit\u00e9 : Un produit en pleine \u00e9volution"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row css=\u00a0\u00bb.vc_custom_1634649296002{background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}\u00a0\u00bb el_id=\u00a0\u00bbpost-banner\u00a0\u00bb el_class=\u00a0\u00bbpost-banner-blue\u00a0\u00bb][vc_column][vc_row_inner content_placement=\u00a0\u00bbbottom\u00a0\u00bb css=\u00a0\u00bb.vc_custom_1729110830893{background-image: url(https:\/\/ivari.ca\/files\/internet-family-and-parents-doing-research-on-dow-2023-11-27-05-31-52-utc-scaled.jpg?id=47443) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}\u00a0\u00bb el_class=\u00a0\u00bbpost-banner\u00a0\u00bb][vc_column_inner el_class=\u00a0\u00bbimage-row-text-column\u00a0\u00bb width=\u00a0\u00bb2\/5&Prime;][vc_column_text css=\u00a0\u00bb\u00a0\u00bb]<\/p>\n<h1>\t\t\t<span id=\"typedjs5\" class=\"animated-typed-js-shortcode \"><\/span>\n\t\t\t<script>\n\t\t\tvar typedjs5 = new Typed('#typedjs5', {\n\t\t\t\tstrings: [\"Vie universelle prosp\\u00e9rit\\u00e9 : Un produit en pleine \\u00e9volution\"],\n\t\t\t\ttypeSpeed: 80,\n\t\t\t\tbackSpeed: 50,\n\t\t\t\tbackDelay: 500,\n\t\t\t\tstartDelay: 1000,\n\t\t\t\tloop: false,\n\t\t\t\tloopCount: 0,\n\t\t\t\tfadeOut: false,\n\t\t\t\tfadeOutDelay: 500,\n\t\t\t\tsmartBackspace: true,\n\t\t\t\tshuffle: false,\n\t\t\t\tshowCursor: true,\n\t\t\t\tcursorChar: \"|\"\n\t\t\t});\n\t\t\t<\/script>\n\n\t\t<\/h1>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=\u00a0\u00bb3\/5&Prime;][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row el_id=\u00a0\u00bbpage-subheader\u00a0\u00bb][vc_column][vc_column_text css=\u00a0\u00bb\u00a0\u00bb]<strong>N\u2019attendez plus pour offrir \u00e0 vos clients une assurance vie permanente de choix<\/strong>[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text css=\u00a0\u00bb\u00a0\u00bb]Bien qu\u2019il ait \u00e9volu\u00e9, le r\u00e9gime d\u2019assurance vie universelle prosp\u00e9rit\u00e9 n\u2019a rien perdu de ses caract\u00e9ristiques uniques, il les a m\u00eame revaloris\u00e9es. En effet, vos clients peuvent d\u00e9sormais se pr\u00e9valoir d\u2019un plus fort potentiel d\u2019accumulation de fonds, d\u2019une plus grande souplesse pour faire face \u00e0 l\u2019\u00e9volution de leurs besoins, et d\u2019un acc\u00e8s \u00e0 des prestations \u00e0 valeur ajout\u00e9e int\u00e9gr\u00e9es sans frais additionnels. Voici un aper\u00e7u de ces am\u00e9liorations\u00a0:<\/p>\n<h2>Introduction du \u00ab boni prosp\u00e9rit\u00e9 \u00bb<\/h2>\n<ul>\n<li>Il s\u2019agit d\u2019une structure de bonification simplifi\u00e9e que vos clients comprendront sans difficult\u00e9.<\/li>\n<li>Le nouveau boni remplace le boni de rendement et le boni de persistance.<\/li>\n<li>Comparativement aux anciens bonis, l\u2019admissibilit\u00e9 au boni prosp\u00e9rit\u00e9 commence plus t\u00f4t, ce qui favorise une croissance plus rapide de la valeur des fonds.<\/li>\n<\/ul>\n<h2>\u00c9largissement du cong\u00e9 de primes<\/h2>\n<ul>\n<li>Les clients jouissent d\u2019une souplesse accrue au cours des cinq premi\u00e8res ann\u00e9es d\u2019assurance gr\u00e2ce \u00e0 l\u2019augmentation des mois de cong\u00e9 de primes pr\u00e9vus au contrat.<\/li>\n<li>Cette mise \u00e0 jour offre aux clients une marge de man\u0153uvre plus large pour ajuster les versements des primes en fonction de l\u2019\u00e9volution de leurs besoins.<\/li>\n<\/ul>\n<h3>R\u00e8gles de transition applicables de l\u2019assurance vie universelle prosp\u00e9rit\u00e9 (PR-6) \u00e0 la nouvelle assurance vie universelle prosp\u00e9rit\u00e9 (PR-7)<\/h3>\n<table width=\"608\">\n<tbody>\n<tr>\n<td style=\"background-color: #0074a2; color: #ffffff; text-align: center;\" width=\"170\"><strong>Phase (tout type de proposition)<br \/>\n<\/strong><\/td>\n<td style=\"background-color: #0074a2; color: #ffffff; text-align: center;\" width=\"438\"><strong>La p\u00e9riode de transition commence le 22 octobre 2024 et prend fin le 30 novembre 2024, \u00e0 23 h 59 HNE.<\/strong><\/td>\n<\/tr>\n<tr>\n<td width=\"170\"><strong>En cours de tarification et(ou) polices non encore \u00e9tablies<\/strong><\/td>\n<td width=\"438\">Pendant la p\u00e9riode de transition, vous avez le choix entre deux options :<\/p>\n<ol>\n<li>L\u2019assurance vie universelle prosp\u00e9rit\u00e9 (PR-6)<\/li>\n<li>La <strong><em>nouvelle<\/em><\/strong> assurance vie universelle prosp\u00e9rit\u00e9 (PR-7)<\/li>\n<\/ol>\n<p><strong>Apr\u00e8s le 30 novembre<\/strong>, seules les demandes visant la <em><strong>nouvelle<\/strong> <\/em>PR-7 pourront \u00eatre soumises par l\u2019entremise de la plateforme ivari 360.<\/td>\n<\/tr>\n<tr>\n<td width=\"170\"><strong>Transformation d\u2019une police d\u2019assurance temporaire prosp\u00e9rit\u00e9<\/strong><\/td>\n<td width=\"438\">\n<ul>\n<li>Au cours de la p\u00e9riode de transition, le client a le choix de faire transformer sa police soit en une PR-6 ou en la <em><strong>nouvelle<\/strong><\/em> PR-7.<\/li>\n<li>Apr\u00e8s le 30 novembre, il sera n\u00e9cessaire de soumettre une nouvelle illustration en vue de la <em><strong>nouvelle<\/strong> <\/em>PR-7.<\/li>\n<\/ul>\n<\/td>\n<\/tr>\n<tr>\n<td width=\"170\"><strong>R\u00e9\u00e9missions, polices en attente de d\u00e9livrance OU polices r\u00e9gl\u00e9es<\/strong><\/td>\n<td width=\"438\">\n<ul>\n<li>Les polices \u00e9tablies pendant la p\u00e9riode de fin de d\u00e9livrance <strong><em>peuvent<\/em><\/strong>, s\u2019il y a demande, faire l\u2019objet d\u2019une r\u00e9\u00e9mission en faveur de la nouvelle PR-7.<\/li>\n<li>Les polices r\u00e9gl\u00e9es peuvent faire l\u2019objet d\u2019une r\u00e9\u00e9mission en faveur de la <strong><em>nouvelle<\/em> <\/strong>PR-7 si la demande est faite au cours de la p\u00e9riode d\u2019examen de dix jours.<\/li>\n<\/ul>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>Pour toutes questions, n\u2019h\u00e9sitez pas \u00e0 contacter WFG Rocks au num\u00e9ro 1-866-WFG-ROCKS (934-7625) ou \u00e0 \u00e9crire \u00e0 votre Directeur des ventes WFG chez ivari \u00e0 l\u2019adresse <a href=\"mailto:ventes@ivari.ca\">ventes@ivari.ca<\/a>[\/vc_column_text][vc_separator css=\u00a0\u00bb\u00a0\u00bb][vc_column_text css=\u00a0\u00bb\u00a0\u00bb]<strong>Ressources suppl\u00e9mentaires :\u00a0 <\/strong><\/p>\n<ul>\n<li><strong><a href=\"https:\/\/ivari.ca\/files\/WFG-LP1822FR.pdf\" target=\"_blank\" rel=\"noopener\">Vie universelle prosp\u00e9rit\u00e9 : Vue d\u2019ensemble<\/a> <\/strong>(Mise \u00e0 jour)<\/li>\n<li><strong><a href=\"https:\/\/ivari.ca\/fr\/produits\/assurance\/vie-universelle-prosperite\/\">Nouvelle page Web consacr\u00e9e \u00e0 l\u2019assurance VU prosp\u00e9rit\u00e9<\/a><br \/>\n<\/strong>Notre guichet unique o\u00f9 vous avez acc\u00e8s aux ressources et au mat\u00e9riel de marketing ax\u00e9s sur l\u2019assurance vie universelle prosp\u00e9rit\u00e9.<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p> N\u2019attendez plus pour offrir \u00e0 vos clients une assurance vie permanente de choixBien qu\u2019il ait \u00e9volu\u00e9, le r\u00e9gime d\u2019assurance vie universelle prosp\u00e9rit\u00e9&#8230;<\/p>\n","protected":false},"featured_media":47444,"template":"","target_channels":[533,446,444],"query_groups":[],"class_list":["post-47452","whats-happening","type-whats-happening","status-publish","has-post-thumbnail","hentry","target_channels-administrator-fr","target_channels-staff-fr","target_channels-wfg-fr"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Vie universelle prosp\u00e9rit\u00e9 : Un produit en pleine \u00e9volution - ivari<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/ivari.ca\/fr\/quoi-de-neuf\/vie-universelle-prosperite-un-produit-en-pleine-evolution\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Vie universelle 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