{"id":47555,"date":"2024-11-05T11:19:32","date_gmt":"2024-11-05T16:19:32","guid":{"rendered":"https:\/\/ivari.ca\/?post_type=good_reads&#038;p=47555"},"modified":"2025-02-05T14:36:25","modified_gmt":"2025-02-05T19:36:25","slug":"une-economie-sans-argent-comptant","status":"publish","type":"good_reads","link":"https:\/\/ivari.ca\/fr\/ressources\/faq\/bonnes-lectures\/une-economie-sans-argent-comptant\/","title":{"rendered":"Une \u00e9conomie sans argent comptant"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row css=\u00a0\u00bb.vc_custom_1633110907975{background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}\u00a0\u00bb el_id=\u00a0\u00bbpost-banner\u00a0\u00bb][vc_column][vc_row_inner content_placement=\u00a0\u00bbbottom\u00a0\u00bb css=\u00a0\u00bb.vc_custom_1730823225933{background-image: url(https:\/\/ivari.ca\/files\/paying-with-mobile-phone-mobile-payment-2023-11-27-05-24-00-utc-copy-2-scaled.jpg?id=47556) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}\u00a0\u00bb el_class=\u00a0\u00bbpost-banner\u00a0\u00bb][vc_column_inner el_class=\u00a0\u00bbimage-row-text-column\u00a0\u00bb width=\u00a0\u00bb2\/5&Prime;][vc_column_text css=\u00a0\u00bb\u00a0\u00bb]<\/p>\n<h1>\t\t\t<span id=\"typedjs60\" class=\"animated-typed-js-shortcode \"><\/span>\n\t\t\t<script>\n\t\t\tvar typedjs60 = new Typed('#typedjs60', {\n\t\t\t\tstrings: [\"Une \\u00e9conomie sans argent comptant\"],\n\t\t\t\ttypeSpeed: 80,\n\t\t\t\tbackSpeed: 50,\n\t\t\t\tbackDelay: 500,\n\t\t\t\tstartDelay: 1000,\n\t\t\t\tloop: false,\n\t\t\t\tloopCount: 0,\n\t\t\t\tfadeOut: false,\n\t\t\t\tfadeOutDelay: 500,\n\t\t\t\tsmartBackspace: true,\n\t\t\t\tshuffle: false,\n\t\t\t\tshowCursor: true,\n\t\t\t\tcursorChar: \"|\"\n\t\t\t});\n\t\t\t<\/script>\n\n\t\t<\/h1>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=\u00a0\u00bb3\/5&Prime;][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row el_id=\u00a0\u00bbpage-subheader\u00a0\u00bb][vc_column][vc_column_text css=\u00a0\u00bb\u00a0\u00bb]Les billets de banque et les pi\u00e8ces de monnaie, qui constituent l\u2019argent liquide tel que nous le connaissons, pourraient bient\u00f4t devenir obsol\u00e8tes. Est-ce une \u00e9volution positive? Tout d\u00e9pend du point de vue adopt\u00e9. [\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text css=\u00a0\u00bb\u00a0\u00bb]Une soci\u00e9t\u00e9 sans argent liquide offre des avantages ind\u00e9niables, mais pr\u00e9sente \u00e9galement des inconv\u00e9nients pr\u00e9occupants. \u00c0 l\u2019heure actuelle, tous les pays utilisent encore l\u2019argent comptant dans une certaine mesure. En Su\u00e8de, moins de 10\u00a0% de la population affirme avoir r\u00e9cemment effectu\u00e9 un achat en esp\u00e8ces. D\u2019autres pays, comme l\u2019Inde, suivent cette tendance. Il est difficile de pr\u00e9dire combien de temps il faudra pour qu\u2019un pays comme le Canada se d\u00e9barrasse compl\u00e8tement de l\u2019argent liquide, si cela se produit un jour. En attendant, nous pouvons examiner de plus pr\u00e8s les avantages et les inconv\u00e9nients de l\u2019abandon de ce mode de paiement traditionnel.<\/p>\n<h2>D\u00e9finition d\u2019une soci\u00e9t\u00e9 sans argent comptant<\/h2>\n<p>Une soci\u00e9t\u00e9 sans argent comptant est une soci\u00e9t\u00e9 o\u00f9 les biens et services sont acquitt\u00e9s par des moyens \u00e9lectroniques, tels que des cartes de d\u00e9bit ou de cr\u00e9dit ou des services de paiement comme Apple Pay ou PayPal. Il n\u2019y a donc pas d\u2019\u00e9change de monnaie physique.<\/p>\n<h2>Avantages<\/h2>\n<p>L\u2019abandon des billets de banque et des pi\u00e8ces de monnaie pr\u00e9sente plusieurs avantages, notamment\u00a0:<\/p>\n<ul>\n<li>L\u2019\u00e9limination des co\u00fbts de production et de gestion de la monnaie.<\/li>\n<li>La r\u00e9duction des vols d\u2019argent liquide, souvent associ\u00e9s \u00e0 des actes violents.<\/li>\n<li>La num\u00e9risation des d\u00e9penses, facilitant la gestion financi\u00e8re et l\u2019\u00e9tablissement d\u2019un budget.<\/li>\n<\/ul>\n<h2>Inconv\u00e9nients<\/h2>\n<p>Cependant, une soci\u00e9t\u00e9 sans argent comptant soul\u00e8ve certaines pr\u00e9occupations, telles que\u00a0:<\/p>\n<ul>\n<li>Le risque de piratage ou de fuite de donn\u00e9es personnelles ou financi\u00e8res.<\/li>\n<li>L\u2019imputation de frais par les prestataires des services de paiement.<\/li>\n<li>L\u2019incapacit\u00e9 d\u2019effectuer des paiements en cas de probl\u00e8mes techniques ou de s\u00e9curit\u00e9.<\/li>\n<\/ul>\n<h2>Dans quelle mesure la soci\u00e9t\u00e9 sans argent comptant devient-elle une r\u00e9alit\u00e9?<\/h2>\n<p>D\u00e9j\u00e0, certaines entreprises, comme les parcs d\u2019attractions, les stades et m\u00eame des restaurants dans les centres urbains canadiens, ont abandonn\u00e9 l\u2019argent liquide. Des \u00e9tudes indiquent qu\u2019en 2024, seulement 10\u00a0% des paiements au Canada ont \u00e9t\u00e9 effectu\u00e9s en esp\u00e8ces. La transition vers une soci\u00e9t\u00e9 sans argent liquide pourrait donc se concr\u00e9tiser plus rapidement que pr\u00e9vu.[\/vc_column_text][\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p> Les billets de banque et les pi\u00e8ces de monnaie, qui constituent l\u2019argent liquide tel que nous le connaissons, pourraient bient\u00f4t devenir obsol\u00e8tes. Est-ce une&#8230;<\/p>\n","protected":false},"featured_media":47557,"template":"","meta":{"_acf_changed":false,"_searchwp_excluded":""},"social_share":[],"good_reads_categories":[476,480],"class_list":["post-47555","good_reads","type-good_reads","status-publish","has-post-thumbnail","hentry","good_reads_categories-finance-et-epargne-personnelles","good_reads_categories-pour-le-plaisir"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Une \u00e9conomie sans argent comptant - ivari<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/ivari.ca\/fr\/ressources\/faq\/bonnes-lectures\/une-economie-sans-argent-comptant\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Une \u00e9conomie sans argent comptant - ivari\" \/>\n<meta property=\"og:description\" content=\"Les billets de banque et les pi\u00e8ces de monnaie, qui constituent l\u2019argent liquide tel que nous le connaissons, pourraient bient\u00f4t devenir obsol\u00e8tes. 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