{"id":45715,"date":"2023-11-07T09:53:10","date_gmt":"2023-11-07T14:53:10","guid":{"rendered":"https:\/\/ivari.ca\/?post_type=good_reads&#038;p=45715"},"modified":"2024-10-25T14:23:45","modified_gmt":"2024-10-25T18:23:45","slug":"leducation-financiere-chez-les-enfants","status":"publish","type":"good_reads","link":"https:\/\/ivari.ca\/fr\/ressources\/faq\/bonnes-lectures\/leducation-financiere-chez-les-enfants\/","title":{"rendered":"L\u2019\u00e9ducation financi\u00e8re chez les enfants"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row css=\u00a0\u00bb.vc_custom_1633110907975{background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}\u00a0\u00bb el_id=\u00a0\u00bbpost-banner\u00a0\u00bb][vc_column][vc_row_inner content_placement=\u00a0\u00bbbottom\u00a0\u00bb css=\u00a0\u00bb.vc_custom_1699368589946{background-image: url(https:\/\/ivari.ca\/files\/shutterstock_2117863109-financial-literacy-for-children-scaled.jpg?id=45713) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}\u00a0\u00bb el_class=\u00a0\u00bbpost-banner\u00a0\u00bb][vc_column_inner el_class=\u00a0\u00bbimage-row-text-column\u00a0\u00bb width=\u00a0\u00bb2\/5&Prime;][vc_column_text]<\/p>\n<h1>\t\t\t<span id=\"typedjs18\" class=\"animated-typed-js-shortcode \"><\/span>\n\t\t\t<script>\n\t\t\tvar typedjs18 = new Typed('#typedjs18', {\n\t\t\t\tstrings: [\"L\\u2019\\u00e9ducation financi\\u00e8re chez les enfants\"],\n\t\t\t\ttypeSpeed: 80,\n\t\t\t\tbackSpeed: 50,\n\t\t\t\tbackDelay: 500,\n\t\t\t\tstartDelay: 1000,\n\t\t\t\tloop: false,\n\t\t\t\tloopCount: 0,\n\t\t\t\tfadeOut: false,\n\t\t\t\tfadeOutDelay: 500,\n\t\t\t\tsmartBackspace: true,\n\t\t\t\tshuffle: false,\n\t\t\t\tshowCursor: true,\n\t\t\t\tcursorChar: \"|\"\n\t\t\t});\n\t\t\t<\/script>\n\n\t\t<\/h1>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=\u00a0\u00bb3\/5&Prime;][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row el_id=\u00a0\u00bbpage-subheader\u00a0\u00bb][vc_column][vc_column_text]Lorsqu\u2019on pense \u00e0 l\u2019alphab\u00e9tisation des enfants, on pense g\u00e9n\u00e9ralement \u00e0 leurs comp\u00e9tences en lecture et en \u00e9criture, mais qu\u2019en est-il de l\u2019\u00e9ducation financi\u00e8re? Cette mati\u00e8re n\u2019\u00e9tant pas encore enseign\u00e9e dans les \u00e9coles, vous pouvez facilement apprendre aux enfants les notions financi\u00e8res de base, notamment comment gagner de l\u2019argent, \u00e9pargner et \u00e9tablir un budget. [\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text el_class=\u00a0\u00bbivari-row border-bottom\u00a0\u00bb]En comprenant un peu le fonctionnement de l\u2019argent et les concepts financiers, les plus jeunes, une fois devenus adultes, seront en mesure de mieux g\u00e9rer leurs finances.[\/vc_column_text][vc_row_inner el_class=\u00a0\u00bbarticle-section\u00a0\u00bb][vc_column_inner width=\u00a0\u00bb1\/4&Prime;][vc_column_text]<\/p>\n<h2>Comment gagner de l\u2019argent<\/h2>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=\u00a0\u00bb3\/4&Prime;][vc_column_text]La premi\u00e8re \u00e9tape pour comprendre ce qu\u2019il faut faire avec son argent est de gagner de l\u2019argent. Il y a bien des fa\u00e7ons pour les enfants de tous \u00e2ges de commencer \u00e0 gagner de l\u2019argent par eux-m\u00eames.<a href=\"#notes\"><sup>1<\/sup><\/a> En sus de leur donner une allocation hebdomadaire ou mensuelle (si vous d\u00e9cidez de le faire), les enfants peuvent gagner de l\u2019argent suppl\u00e9mentaire \u00e0 consacrer \u00e0 leurs d\u00e9penses, \u00e9pargnes ou placements, en accomplissant de petites t\u00e2ches, par exemple :<\/p>\n<ul>\n<li>en effectuant des corv\u00e9es domestiques;<\/li>\n<li>en proposant de tondre la pelouse ou de d\u00e9blayer la neige pour leurs familles ou leurs voisins;<\/li>\n<li>en gardant leurs fr\u00e8res et soeurs plus jeunes ou les enfants du voisinage;<\/li>\n<li>en organisant une vente de p\u00e2tisseries ou en vendant de la limonade;<\/li>\n<li>en mettant en place un service de promenade de chiens ou de garde d\u2019animaux.<\/li>\n<\/ul>\n<p>Gagner leur propre argent est un moyen efficace pour les enfants de prendre conscience de la valeur de l\u2019argent par le travail accompli. Avec plus d\u2019argent en poche, il suffit maintenant de leur inculquer l\u2019esprit d\u2019\u00e9pargne.[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_row_inner el_class=\u00a0\u00bbarticle-section\u00a0\u00bb][vc_column_inner width=\u00a0\u00bb1\/4&Prime;][vc_column_text]<\/p>\n<h2>Comment \u00e9pargner<\/h2>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=\u00a0\u00bb3\/4&Prime;][vc_column_text]Faites gonfler la tirelire! G\u00e9n\u00e9ralement en forme de cochon, la tirelire, qui nous sert de caisse d\u2019\u00e9pargne, est aussi vieille que le monde. Son origine remonte au 15<sup>e<\/sup> si\u00e8cle lorsque la monnaie \u00e9tait conserv\u00e9e dans des pots ou des r\u00e9cipients faits \u00e0 partir d\u2019une argile appel\u00e9e \u00ab\u00a0pygg\u00a0\u00bb.<a href=\"#notes\"><sup>2 <\/sup><\/a>Au fil du temps, ce mot incompr\u00e9hensible est devenu \u00ab\u00a0pig\u00a0\u00bb en anglais, et c\u2019est ainsi que les tirelires ont commenc\u00e9 \u00e0 \u00eatre fabriqu\u00e9es sous la forme de cochons ou de sangliers. Aujourd\u2019hui, vous pouvez encourager les plus petits \u00e0 \u00e9pargner une partie de leur argent durement gagn\u00e9 dans leur propre tirelire. Les enfants plus \u00e2g\u00e9s pr\u00e9f\u00e9reront peut-\u00eatre avoir leur propre compte bancaire. Quelle que soit la fa\u00e7on dont l\u2019enfant \u00e9conomise son argent, l\u2019\u00e9tape suivante consiste \u00e0 d\u00e9finir un objectif d\u2019\u00e9pargne, ce qui l\u2019aidera \u00e0 rester motiv\u00e9 tout au long du processus d\u2019\u00e9pargne. Cet objectif peut \u00eatre \u00e0 court terme, comme l\u2019achat d\u2019un nouveau jouet ou d\u2019une friandise, ou \u00e0 plus long terme, comme l\u2019achat de billets pour un concert ou un \u00e9v\u00e9nement sportif. \u00c9pargner en vue d\u2019un objectif pr\u00e9sente l\u2019avantage suppl\u00e9mentaire d\u2019enseigner \u00e0 votre enfant la satisfaction diff\u00e9r\u00e9e et les d\u00e9sirs par rapport aux besoins qui, dans le monde actuel o\u00f9 tout est instantan\u00e9, peut l\u2019aider \u00e0 s\u2019en tenir \u00e0 ses objectifs plus tard dans la vie.[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_row_inner el_class=\u00a0\u00bbarticle-section\u00a0\u00bb][vc_column_inner width=\u00a0\u00bb1\/4&Prime;][vc_column_text]<\/p>\n<h2>Comment \u00e9tablir un budget<\/h2>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=\u00a0\u00bb3\/4&Prime;][vc_column_text]Maintenant que votre enfant a un peu d\u2019argent et qu\u2019il s\u2019est fix\u00e9 un objectif d\u2019\u00e9pargne, il est temps d\u2019\u00e9tablir un budget, de sorte que l\u2019objectif se transforme en r\u00e9alit\u00e9. Il peut s\u2019agir simplement de suivre l\u2019\u00e9volution de son argent en appliquant la r\u00e8gle 50\/30\/20<a href=\"#notes\"><sup>3<\/sup><\/a>: besoins\/d\u00e9sirs\/\u00e9pargne. Une autre le\u00e7on importante \u00e0 enseigner concerne le budget du m\u00e9nage. Partagez le budget familial avec votre enfant pour qu\u2019il apprenne les \u00e9l\u00e9ments qui le composent, tels que le loyer \u00e0 payer ou les remboursements hypoth\u00e9caires, les d\u00e9penses consacr\u00e9es \u00e0 l\u2019\u00e9picerie, aux divertissements et aux transports, et le volet \u00e9pargne. Tous ces d\u00e9tails lui permettront de comprendre la diff\u00e9rence entre les d\u00e9penses fixes et les d\u00e9penses variables. Si vous ne disposez d\u2019aucun budget familial, vous pouvez en cr\u00e9er un ensemble!<\/p>\n<p>Et finalement, ne manquez pas l\u2019occasion d\u2019expliquer \u00e0 votre enfant la litt\u00e9ratie financi\u00e8re par l\u2019interm\u00e9diaire de vos activit\u00e9s quotidiennes, comme les courses, les op\u00e9rations bancaires et la planification des vacances.[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p> Lorsqu\u2019on pense \u00e0 l\u2019alphab\u00e9tisation des enfants, on pense g\u00e9n\u00e9ralement \u00e0 leurs comp\u00e9tences en lecture et en \u00e9criture, mais qu\u2019en est-il de l\u2019\u00e9ducation financi\u00e8re? Cette mati\u00e8re n\u2019\u00e9tant&#8230;<\/p>\n","protected":false},"featured_media":45714,"template":"","meta":{"_acf_changed":false,"_searchwp_excluded":""},"social_share":[],"good_reads_categories":[481,476],"class_list":["post-45715","good_reads","type-good_reads","status-publish","has-post-thumbnail","hentry","good_reads_categories-etapes-de-la-vie","good_reads_categories-finance-et-epargne-personnelles"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>L\u2019\u00e9ducation financi\u00e8re chez les enfants - ivari<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/ivari.ca\/fr\/ressources\/faq\/bonnes-lectures\/leducation-financiere-chez-les-enfants\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"L\u2019\u00e9ducation financi\u00e8re chez les enfants - ivari\" \/>\n<meta property=\"og:description\" content=\"Lorsqu\u2019on pense \u00e0 l\u2019alphab\u00e9tisation des enfants, on pense g\u00e9n\u00e9ralement \u00e0 leurs comp\u00e9tences en lecture et en \u00e9criture, mais qu\u2019en est-il de l\u2019\u00e9ducation financi\u00e8re? 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