{"id":45163,"date":"2016-11-10T14:58:28","date_gmt":"2016-11-10T19:58:28","guid":{"rendered":"https:\/\/ivari.ca\/?post_type=good_reads&#038;p=45163"},"modified":"2024-06-11T12:51:45","modified_gmt":"2024-06-11T16:51:45","slug":"assurance-vie-universelle-prise-en-charge-de-vos-besoins-actuels-et-futurs","status":"publish","type":"good_reads","link":"https:\/\/ivari.ca\/fr\/ressources\/faq\/bonnes-lectures\/assurance-vie-universelle-prise-en-charge-de-vos-besoins-actuels-et-futurs\/","title":{"rendered":"Assurance vie universelle \u2013 prise en charge de vos besoins actuels et futurs"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row css=\u00a0\u00bb.vc_custom_1633110907975{background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}\u00a0\u00bb el_id=\u00a0\u00bbpost-banner\u00a0\u00bb][vc_column][vc_row_inner content_placement=\u00a0\u00bbbottom\u00a0\u00bb css=\u00a0\u00bb.vc_custom_1694027007780{background-image: url(https:\/\/ivari.ca\/files\/2021\/10\/shutterstock_1043328154-work-life-balance-scaled.jpg?id=35016) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}\u00a0\u00bb el_class=\u00a0\u00bbpost-banner\u00a0\u00bb][vc_column_inner el_class=\u00a0\u00bbimage-row-text-column\u00a0\u00bb width=\u00a0\u00bb2\/5&Prime;][vc_column_text]<\/p>\n<h1>\t\t\t<span id=\"typedjs53\" class=\"animated-typed-js-shortcode \"><\/span>\n\t\t\t<script>\n\t\t\tvar typedjs53 = new Typed('#typedjs53', {\n\t\t\t\tstrings: [\"Assurance vie universelle \\u2013 prise en charge de vos besoins actuels et futurs\"],\n\t\t\t\ttypeSpeed: 80,\n\t\t\t\tbackSpeed: 50,\n\t\t\t\tbackDelay: 500,\n\t\t\t\tstartDelay: 1000,\n\t\t\t\tloop: false,\n\t\t\t\tloopCount: 0,\n\t\t\t\tfadeOut: false,\n\t\t\t\tfadeOutDelay: 500,\n\t\t\t\tsmartBackspace: true,\n\t\t\t\tshuffle: false,\n\t\t\t\tshowCursor: true,\n\t\t\t\tcursorChar: \"|\"\n\t\t\t});\n\t\t\t<\/script>\n\n\t\t<\/h1>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=\u00a0\u00bb3\/5&Prime;][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row el_id=\u00a0\u00bbpage-subheader\u00a0\u00bb][vc_column][vc_column_text]Si vous \u00eates comme la plupart des gens, la souscription d\u2019une assurance vie rime avec protection de vos proches en cas d\u2019impr\u00e9vu. \u00c7a se comprend, c\u2019est le r\u00f4le qu\u2019on a d\u00e9volu \u00e0 ce type d\u2019assurance. Mais savez-vous que la police vie universelle (VU), outre un volet \u00ab\u00a0protection\u00a0\u00bb, comporte un volet \u00ab\u00a0\u00e9pargne\u00a0\u00bb? Gr\u00e2ce \u00e0 ces deux volets mis ensemble, vous afficherez, \u00e0 l\u2019\u00e9gard de l\u2019avenir de vos proches, une s\u00e9r\u00e9nit\u00e9 financi\u00e8re quasi parfaite.[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text]<\/p>\n<div class=\"vc_row wpb_row vc_row-fluid spacing-48\">\n<div class=\"wpb_column vc_column_container vc_col-sm-12\">\n<div class=\"vc_column-inner\">\n<div class=\"wpb_wrapper\">\n<div class=\"wpb_text_column wpb_content_element \">\n<div class=\"wpb_wrapper\">\n<h2>Parlons\u2026 de l\u2019utilisation des fonds en provenance de la police VU<\/h2>\n<p>Dans le cas d\u2019une police VU, la prime couvre le co\u00fbt de la protection et les frais de gestion, mais pas seulement. Une fraction est en effet investie pour vous dans le volet \u00ab \u00e9pargne \u00bb, qui sera demain \u00e0 votre disposition. \u00c0 quoi pourront servir ces fonds? Eh bien, c\u2019est \u00e0 vous d\u2019en d\u00e9cider.<\/p>\n<p>La fraction de la prime investie dans le volet \u00ab \u00e9pargne \u00bb s\u2019appelle \u00ab valeur de rachat \u00bb. Vous pouvez y avoir acc\u00e8s de bien des fa\u00e7ons. Par exemple, vous pouvez demander une avance sur police, acquitter des frais m\u00e9dicaux impr\u00e9vus ou encore laisser la valeur de rachat s\u2019accumuler et l\u2019adjoindre \u00e0 votre revenu de retraite.<\/p><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"vc_row wpb_row vc_row-fluid spacing-48\">\n<div class=\"wpb_column vc_column_container vc_col-sm-12\">\n<div class=\"vc_column-inner\">\n<div class=\"wpb_wrapper\">\n<div class=\"wpb_text_column wpb_content_element \">\n<div class=\"wpb_wrapper\">\n<h2>Parlons\u2026 flexibilit\u00e9<\/h2>\n<p>Tout au long de la vie, votre situation financi\u00e8re fluctuera. Vous vous sentirez bien \u00e0 certains moments et plus stress\u00e9 \u00e0 d\u2019autres. Gr\u00e2ce \u00e0 la police vie universelle, vous aurez toute la latitude pour augmenter, diminuer ou m\u00eame sauter un paiement\u2026 dans le respect, toutefois, des dispositions contractuelles. Et en plus, vous pourrez ajouter, si le coeur vous en dit, un suppl\u00e9ment de protection\u2026 en contractant un ou plusieurs avenants.<\/p><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"vc_row wpb_row vc_row-fluid spacing-24\">\n<div class=\"wpb_column vc_column_container vc_col-sm-12\">\n<div class=\"vc_column-inner\">\n<div class=\"wpb_wrapper\">\n<div class=\"wpb_text_column wpb_content_element \">\n<div class=\"wpb_wrapper\">\n<h2>Et pour terminer\u2026<\/h2>\n<p>Une question que se posent beaucoup de gens, c\u2019est \u00ab de combien d\u2019assurance ai-je vraiment besoin? \u00bb. L\u2019outil\u00a0<a href=\"https:\/\/ivari.ca\/portraitassurance\/\" target=\"_blank\" rel=\"noopener noreferrer\">Portrait-Assurance<\/a>, une calculatrice interactive et conviviale, vous propose une solution d\u2019assurance personnalis\u00e9e, capable de bien r\u00e9pondre \u00e0 vos besoins actuels et futurs.<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row el_class=\u00a0\u00bbblue-brush-bg\u00a0\u00bb][vc_column][vc_row_inner el_class=\u00a0\u00bbblue-brush-bg-inner-row\u00a0\u00bb][vc_column_inner][vc_column_text css=\u00a0\u00bb\u00a0\u00bb]<\/p>\n<h2 class=\"text-center white\">Portrait-Assurance<\/h2>\n<p>[\/vc_column_text][vc_btn title=\u00a0\u00bbFAITES-EN L&rsquo;ESSAI!\u00a0\u00bb color=\u00a0\u00bbwhite\u00a0\u00bb align=\u00a0\u00bbcenter\u00a0\u00bb css=\u00a0\u00bb\u00a0\u00bb link=\u00a0\u00bburl:%2Fportraitassurance%2F|title:Try%20My%20Insurance%20View|target:_blank\u00a0\u00bb][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p> Si vous \u00eates comme la plupart des gens, la souscription d\u2019une assurance vie rime avec protection de vos proches en cas d\u2019impr\u00e9vu. \u00c7a se comprend, c\u2019est&#8230;<\/p>\n","protected":false},"featured_media":35017,"template":"","meta":{"_acf_changed":false,"_searchwp_excluded":""},"social_share":[],"good_reads_categories":[478],"class_list":["post-45163","good_reads","type-good_reads","status-publish","has-post-thumbnail","hentry","good_reads_categories-assurance-vie"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - 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