{"id":38974,"date":"2021-03-16T13:55:33","date_gmt":"2021-03-16T17:55:33","guid":{"rendered":"https:\/\/ivari.ca\/?post_type=good_reads&#038;p=38974"},"modified":"2023-08-09T11:40:47","modified_gmt":"2023-08-09T15:40:47","slug":"constituez-un-patrimoine-pour-vos-enfants","status":"publish","type":"good_reads","link":"https:\/\/ivari.ca\/fr\/ressources\/faq\/bonnes-lectures\/constituez-un-patrimoine-pour-vos-enfants\/","title":{"rendered":"Constituez un patrimoine pour vos enfants"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row css=\u00a0\u00bb.vc_custom_1633110907975{background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}\u00a0\u00bb el_id=\u00a0\u00bbpost-banner\u00a0\u00bb][vc_column][vc_row_inner content_placement=\u00a0\u00bbbottom\u00a0\u00bb css=\u00a0\u00bb.vc_custom_1647453330119{background-image: url(https:\/\/ivari.ca\/files\/2021\/11\/shutterstock_158371307-assets-for-children-scaled.jpg?id=35137) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}\u00a0\u00bb el_class=\u00a0\u00bbpost-banner\u00a0\u00bb][vc_column_inner el_class=\u00a0\u00bbimage-row-text-column\u00a0\u00bb width=\u00a0\u00bb2\/5&Prime;][vc_column_text]<\/p>\n<h1>\t\t\t<span id=\"typedjs1\" class=\"animated-typed-js-shortcode \"><\/span>\n\t\t\t<script>\n\t\t\tvar typedjs1 = new Typed('#typedjs1', {\n\t\t\t\tstrings: [\"Constituez un patrimoine pour vos enfants\"],\n\t\t\t\ttypeSpeed: 80,\n\t\t\t\tbackSpeed: 50,\n\t\t\t\tbackDelay: 500,\n\t\t\t\tstartDelay: 1000,\n\t\t\t\tloop: false,\n\t\t\t\tloopCount: 0,\n\t\t\t\tfadeOut: false,\n\t\t\t\tfadeOutDelay: 500,\n\t\t\t\tsmartBackspace: true,\n\t\t\t\tshuffle: false,\n\t\t\t\tshowCursor: true,\n\t\t\t\tcursorChar: \"|\"\n\t\t\t});\n\t\t\t<\/script>\n\n\t\t<\/h1>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=\u00a0\u00bb3\/5&Prime;][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row el_id=\u00a0\u00bbpage-subheader\u00a0\u00bb][vc_column][vc_column_text]Nous aimerions tous l\u00e9guer quelque chose \u00e0 nos enfants et petits-enfants. L\u2019assurance vie universelle peut aider non seulement \u00e0 r\u00e9aliser cette volont\u00e9, mais \u00e9galement \u00e0 r\u00e9duire au minimum le fardeau fiscal pour les b\u00e9n\u00e9ficiaires.[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_row_inner el_class=\u00a0\u00bbarticle-section\u00a0\u00bb][vc_column_inner width=\u00a0\u00bb1\/4&Prime;][vc_column_text]<\/p>\n<h2>Transfert du patrimoine<\/h2>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=\u00a0\u00bb3\/4&Prime;][vc_column_text]Les actifs que vous avez accumul\u00e9s de votre vivant, comme la r\u00e9sidence, le chalet, le portefeuille de placements ou la ferme, sont d\u2019une importance capitale pour vous et pour votre famille. Toutefois, advenant votre d\u00e9c\u00e8s et celui de votre conjoint, la quasi-totalit\u00e9 de ces actifs seront assujettis \u00e0 l\u2019imp\u00f4t, ce qui pourrait consid\u00e9rablement r\u00e9duire le patrimoine que vous l\u00e9guerez \u00e0 vos h\u00e9ritiers. Ces derniers pourraient se voir dans l\u2019obligation d\u2019emprunter sur la valeur des biens ou m\u00eame de vendre ces biens de grande valeur dans le seul but d\u2019acquitter l\u2019imp\u00f4t. L\u2019utilisation de l\u2019assurance vie universelle (VU) comme moyen de transfert d\u2019actifs peut aider \u00e0 r\u00e9duire l\u2019impact fiscal ou m\u00eame l\u2019\u00e9liminer compl\u00e8tement.[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_row_inner el_class=\u00a0\u00bbarticle-section\u00a0\u00bb][vc_column_inner width=\u00a0\u00bb1\/4&Prime;][vc_column_text]<\/p>\n<h2>Partagez votre joie et investissez dans leur avenir<\/h2>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=\u00a0\u00bb3\/4&Prime;][vc_column_text]En tant que parents ou grands-parents, vous pouvez vous pr\u00e9valoir de bon nombre d\u2019options pour transf\u00e9rer une partie de votre patrimoine \u00e0 vos enfants ou petits-enfants autrement que par l\u2019entremise d\u2019un testament. N\u2019aimeriez-vous pas que vos \u00eatres chers puissent continuer \u00e0 profiter de la qualit\u00e9 de vie qu\u2019ils m\u00e9ritent? La police d\u2019assurance VU d\u2019<em>ivari<\/em> est en fait un outil id\u00e9al de transfert du patrimoine d\u2019une g\u00e9n\u00e9ration \u00e0 l\u2019autre. Ne serait-il pas agr\u00e9able de pouvoir aider vos enfants et vos petits-enfants s\u2019ils se retrouvent en mauvaise position financi\u00e8re? Voulez-vous que votre petit-fils ou votre petite-fille \u00e9prouve les m\u00eames moments de joie que vous ressentez en apprenant que vous lui avez fait un don pour financer ses \u00e9tudes universitaires ou pour couvrir les d\u00e9penses associ\u00e9es \u00e0 son mariage de r\u00eave?<\/p>\n<p>Demandez \u00e0 votre conseiller comment notre police d\u2019assurance VU peut s\u2019av\u00e9rer la solution id\u00e9ale pour assurer l\u2019avenir de vos enfants ou de vos petits-enfants.\u200b\u200b[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Nous aimerions tous l\u00e9guer quelque chose \u00e0 nos enfants et petits-enfants. L\u2019assurance vie universelle peut aider non seulement \u00e0 r\u00e9aliser cette volont\u00e9, mais \u00e9galement \u00e0 r\u00e9duire au minimum le fardeau fiscal pour les b\u00e9n\u00e9ficiaires.<\/p>\n","protected":false},"featured_media":35138,"template":"","meta":{"_acf_changed":false,"_searchwp_excluded":""},"social_share":[],"good_reads_categories":[],"class_list":["post-38974","good_reads","type-good_reads","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Constituez un patrimoine pour vos enfants - ivari<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/ivari.ca\/fr\/ressources\/faq\/bonnes-lectures\/constituez-un-patrimoine-pour-vos-enfants\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Constituez un patrimoine pour vos enfants - ivari\" \/>\n<meta property=\"og:description\" content=\"Nous aimerions tous l\u00e9guer quelque chose \u00e0 nos enfants et petits-enfants. 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