{"id":38932,"date":"2021-11-03T14:36:47","date_gmt":"2021-11-03T18:36:47","guid":{"rendered":"https:\/\/ivari.ca\/?post_type=good_reads&#038;p=38932"},"modified":"2024-03-08T15:21:24","modified_gmt":"2024-03-08T20:21:24","slug":"3-astuces-pour-rembourser-son-pret-etudiant-plus-rapidement","status":"publish","type":"good_reads","link":"https:\/\/ivari.ca\/fr\/ressources\/faq\/bonnes-lectures\/3-astuces-pour-rembourser-son-pret-etudiant-plus-rapidement\/","title":{"rendered":"Trois strat\u00e9gies pour rembourser son pr\u00eat \u00e9tudiant plus rapidement"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row css=\u00a0\u00bb.vc_custom_1633110907975{background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}\u00a0\u00bb el_id=\u00a0\u00bbpost-banner\u00a0\u00bb][vc_column][vc_row_inner content_placement=\u00a0\u00bbbottom\u00a0\u00bb css=\u00a0\u00bb.vc_custom_1635522314792{background-image: url(https:\/\/ivari.ca\/files\/2021\/10\/shutterstock_1918863221-piggybank-scaled.jpg?id=34998) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}\u00a0\u00bb el_class=\u00a0\u00bbpost-banner\u00a0\u00bb][vc_column_inner el_class=\u00a0\u00bbimage-row-text-column\u00a0\u00bb width=\u00a0\u00bb2\/5&Prime;][vc_column_text]<\/p>\n<h1>\t\t\t<span id=\"typedjs63\" class=\"animated-typed-js-shortcode \"><\/span>\n\t\t\t<script>\n\t\t\tvar typedjs63 = new Typed('#typedjs63', {\n\t\t\t\tstrings: [\"Trois strat\\u00e9gies pour rembourser son pr\\u00eat \\u00e9tudiant plus rapidement\"],\n\t\t\t\ttypeSpeed: 80,\n\t\t\t\tbackSpeed: 50,\n\t\t\t\tbackDelay: 500,\n\t\t\t\tstartDelay: 1000,\n\t\t\t\tloop: false,\n\t\t\t\tloopCount: 0,\n\t\t\t\tfadeOut: false,\n\t\t\t\tfadeOutDelay: 500,\n\t\t\t\tsmartBackspace: true,\n\t\t\t\tshuffle: false,\n\t\t\t\tshowCursor: true,\n\t\t\t\tcursorChar: \"|\"\n\t\t\t});\n\t\t\t<\/script>\n\n\t\t<\/h1>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=\u00a0\u00bb3\/5&Prime;][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row el_id=\u00a0\u00bbpage-subheader\u00a0\u00bb][vc_column][vc_column_text]Les pr\u00eats \u00e9tudiants sont monnaie courante pour bien des gens qui poursuivent des \u00e9tudes postsecondaires. Vient apr\u00e8s le fardeau de remboursement une fois leur dipl\u00f4me en main. S\u2019il n\u2019y a pas de baguette magique pour faire dispara\u00eetre les paiements du pr\u00eat d\u2019\u00e9tudes, il existe cependant des strat\u00e9gies qu\u2019ils peuvent adopter pour les acquitter plus rapidement et commencer ainsi \u00e0 \u00e9pargner et \u00e0 investir davantage.[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_row_inner el_class=\u00a0\u00bbarticle-section\u00a0\u00bb][vc_column_inner width=\u00a0\u00bb1\/4&Prime;][vc_column_text]<\/p>\n<h2>1. Raisons pour un refinancement<\/h2>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=\u00a0\u00bb3\/4&Prime;][vc_column_text]Si votre pr\u00eat \u00e9tudiant remonte \u00e0 plusieurs ann\u00e9es, son taux peut \u00eatre sup\u00e9rieur au taux en vigueur. La strat\u00e9gie de refinancement constitue donc une option avantageuse. Saviez-vous qu\u2019il vous est possible de refinancer votre pr\u00eat \u00e9tudiant \u00e0 un nouveau taux plus bas? En profitant d\u2019un taux plus faible, vous finirez par vous lib\u00e9rer de votre pr\u00eat plus rapidement.[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_row_inner el_class=\u00a0\u00bbarticle-section\u00a0\u00bb][vc_column_inner width=\u00a0\u00bb1\/4&Prime;][vc_column_text]<\/p>\n<h2>2. Mettez-vous au d\u00e9fi!<\/h2>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=\u00a0\u00bb3\/4&Prime;][vc_column_text]Plus le montant emprunt\u00e9 est bas, moins vous paierez en int\u00e9r\u00eats. Si votre budget vous le permet, essayez d\u2019augmenter vos paiements mensuels, m\u00eame d\u2019un petit montant. Il existe des astuces pour vous faire \u00e9conomiser quelques dollars. Mettez-vous au d\u00e9fi de pr\u00e9parer tous vos repas \u00e0 la maison pendant un mois et d\u2019ajouter l\u2019argent que vous auriez d\u00e9pens\u00e9 en sorties au restaurant ou en service de livraison de repas \u00e0 votre remboursement mensuel. Ou encore, essayez de vous priver d\u2019alcool pendant un mois (l\u2019exp\u00e9rience d\u2019un \u00ab mois sec \u00bb) et augmentez le remboursement de votre pr\u00eat par cette \u00e9conomie d\u2019argent.[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_row_inner el_class=\u00a0\u00bbarticle-section\u00a0\u00bb][vc_column_inner width=\u00a0\u00bb1\/4&Prime;][vc_column_text]<\/p>\n<h2>3. Un petit montant peut vous mener loin!<\/h2>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=\u00a0\u00bb3\/4&Prime;][vc_column_text]Si vous avez obtenu une hausse de salaire, consacrez au moins une partie de celle-ci au paiement de votre pr\u00eat d\u2019\u00e9tudes. Vous avez re\u00e7u de votre grand-m\u00e8re un ch\u00e8que comme cadeau d\u2019anniversaire? Vous avez eu droit \u00e0 un remboursement d\u2019imp\u00f4t ou remport\u00e9 100 $ avec un gratteux? Au lieu de consid\u00e9rer ces types de revenu comme de \u00ab l\u2019argent retrouv\u00e9 \u00bb, consid\u00e9rez-les comme des \u00ab paiements retrouv\u00e9s \u00bb![\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Les pr\u00eats \u00e9tudiants sont monnaie courante pour bien des gens qui poursuivent des \u00e9tudes postsecondaires. Vient apr\u00e8s le fardeau de remboursement une fois leur dipl\u00f4me en main.<\/p>\n","protected":false},"featured_media":34999,"template":"","meta":{"_acf_changed":false,"_searchwp_excluded":""},"social_share":[318],"good_reads_categories":[476],"class_list":["post-38932","good_reads","type-good_reads","status-publish","has-post-thumbnail","hentry","social_share-appears-in-social-share-fr","good_reads_categories-finance-et-epargne-personnelles"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Trois strat\u00e9gies pour rembourser son pr\u00eat \u00e9tudiant plus rapidement - ivari<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/ivari.ca\/fr\/ressources\/faq\/bonnes-lectures\/3-astuces-pour-rembourser-son-pret-etudiant-plus-rapidement\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Trois strat\u00e9gies pour rembourser son pr\u00eat \u00e9tudiant plus rapidement - ivari\" \/>\n<meta property=\"og:description\" content=\"Les pr\u00eats \u00e9tudiants sont monnaie courante pour bien des gens qui poursuivent des \u00e9tudes postsecondaires. 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