{"id":38775,"date":"2021-11-03T14:13:54","date_gmt":"2021-11-03T18:13:54","guid":{"rendered":"https:\/\/ivari.ca\/?post_type=good_reads&#038;p=38775"},"modified":"2024-03-08T17:04:29","modified_gmt":"2024-03-08T22:04:29","slug":"quatre-choses-que-vous-devez-savoir-avant-de-souscrire-une-assurance-vie","status":"publish","type":"good_reads","link":"https:\/\/ivari.ca\/fr\/ressources\/faq\/bonnes-lectures\/quatre-choses-que-vous-devez-savoir-avant-de-souscrire-une-assurance-vie\/","title":{"rendered":"Quatre choses que vous devez savoir avant de souscrire une assurance vie"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row css=\u00a0\u00bb.vc_custom_1633110907975{background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}\u00a0\u00bb el_id=\u00a0\u00bbpost-banner\u00a0\u00bb][vc_column][vc_row_inner content_placement=\u00a0\u00bbbottom\u00a0\u00bb css=\u00a0\u00bb.vc_custom_1635958117981{background-image: url(https:\/\/ivari.ca\/files\/2021\/11\/shutterstock_432179812-4-things-to-know-scaled.jpg?id=35077) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}\u00a0\u00bb el_class=\u00a0\u00bbpost-banner\u00a0\u00bb][vc_column_inner el_class=\u00a0\u00bbimage-row-text-column\u00a0\u00bb width=\u00a0\u00bb2\/5&Prime;][vc_column_text]<\/p>\n<h1>\t\t\t<span id=\"typedjs49\" class=\"animated-typed-js-shortcode \"><\/span>\n\t\t\t<script>\n\t\t\tvar typedjs49 = new Typed('#typedjs49', {\n\t\t\t\tstrings: [\"Quatre choses que vous devez savoir avant de souscrire une assurance vie\"],\n\t\t\t\ttypeSpeed: 80,\n\t\t\t\tbackSpeed: 50,\n\t\t\t\tbackDelay: 500,\n\t\t\t\tstartDelay: 1000,\n\t\t\t\tloop: false,\n\t\t\t\tloopCount: 0,\n\t\t\t\tfadeOut: false,\n\t\t\t\tfadeOutDelay: 500,\n\t\t\t\tsmartBackspace: true,\n\t\t\t\tshuffle: false,\n\t\t\t\tshowCursor: true,\n\t\t\t\tcursorChar: \"|\"\n\t\t\t});\n\t\t\t<\/script>\n\n\t\t<\/h1>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=\u00a0\u00bb3\/5&Prime;][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row el_id=\u00a0\u00bbpage-subheader\u00a0\u00bb][vc_column][vc_column_text]Si vous croyez ne pas avoir besoin d&rsquo;une assurance vie ou pensez que celle-ci n&rsquo;est pas abordable, voici quatre choses que vous devez savoir.[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text el_class=\u00a0\u00bbarticle-section\u00a0\u00bb]<strong><span class=\"lead fuchsia\">1.<\/span><\/strong> Les personnes c\u00e9libataires, jeunes et en bonne sant\u00e9 ont \u00e9galement besoin d&rsquo;une assurance vie! Souscrire une assurance vie lorsque vous \u00eates jeune et en sant\u00e9 augmente les chances d&rsquo;immobilisation des taux \u00e0 un niveau inf\u00e9rieur \u00e0 ce que vous auriez \u00e0 payer si vous \u00e9tiez plus \u00e2g\u00e9 ou aviez des probl\u00e8mes de sant\u00e9. La souscription d&rsquo;une assurance vie fait en sorte que vos \u00eatres chers n&rsquo;auront pas \u00e0 se soucier des d\u00e9penses de fin de vie advenant votre d\u00e9c\u00e8s.[\/vc_column_text][vc_column_text el_class=\u00a0\u00bbarticle-section\u00a0\u00bb]<strong><span class=\"lead fuchsia\">2.<\/span><\/strong> Il existe deux types d&rsquo;assurance vie &#8211; <a href=\"\/fr\/produits\/assurance\/assurance-vie-temporaire\/\">l\u2019assurance temporaire<\/a> et <a href=\"\/fr\/produits\/assurance\/assurance-vie-universelle\/\">l\u2019assurance permanente (vie universelle)<\/a>. Une combinaison de ces produits d&rsquo;ivari vous procurera en g\u00e9n\u00e9ral le moyen le plus efficace de fournir une protection \u00e0 long terme \u00e0 votre famille.[\/vc_column_text][vc_column_text el_class=\u00a0\u00bbarticle-section\u00a0\u00bb]<strong><span class=\"lead fuchsia\">3.<\/span><\/strong> L&rsquo;assurance temporaire vous procure une couverture d&rsquo;une dur\u00e9e de 10, 20 ou 30 ans. Souscrire une assurance temporaire d&rsquo;une dur\u00e9e correspondant \u00e0 celle de votre hypoth\u00e8que peut souvent \u00e9liminer le besoin d&rsquo;une assurance hypoth\u00e9caire distincte.[\/vc_column_text][vc_column_text el_class=\u00a0\u00bbarticle-section noBorderBottom\u00a0\u00bb]<strong><span class=\"lead fuchsia\">4.<\/span><\/strong> L&rsquo;assurance vie peut \u00eatre personnalis\u00e9e de mani\u00e8re \u00e0 \u00eatre plus abordable au fil du temps, en combinant l&rsquo;assurance temporaire et l&rsquo;assurance permanente. L&rsquo;assurance temporaire procure une protection suppl\u00e9mentaire au moment o\u00f9 vous en avez le plus besoin, comme lorsque vous avez une hypoth\u00e8que ou une jeune famille. Lorsque vous n&rsquo;avez plus besoin de cette protection suppl\u00e9mentaire, l&rsquo;assurance temporaire prend fin et l&rsquo;assurance permanente est maintenue votre vie durant.[\/vc_column_text]<div class=\"templatera_shortcode ivari-row\"><div id=\"how-much-insurance\" data-vc-full-width=\"true\" data-vc-full-width-init=\"false\" class=\"vc_row wpb_row vc_row-fluid cta vc_custom_1635271851287 vc_row-has-fill vc_row-stretch\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner \"><div class=\"wpb_wrapper\">\n\t<div class=\"wpb_text_column wpb_content_element \">\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<h2>De combien d\u2019assurance avez-vous vraiment besoin?<\/h2>\n<p>Vos besoins en assurance \u00e9voluent tout au long de la vie. De combien d\u2019assurance avez-vous besoin aujourd\u2019hui? Qu\u2019en est il de demain?<\/p>\n<p>D\u00e9couvrez le montant d\u2019assurance qui vous convient et le moment o\u00f9 vous en aurez besoin en utilisant la calculatrice Portrait-Assurance d\u2019ivari.<\/p>\n<p><a class=\"arrow-link white\" href=\"\/portraitassurance\/\" target=\"_blank\" rel=\"noopener\">Essayez Portrait-Assurance<\/a><\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><\/div><div class=\"vc_row-full-width vc_clearfix\"><\/div><\/div>[\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Si vous croyez ne pas avoir besoin d&rsquo;une assurance vie ou pensez que celle-ci n&rsquo;est pas abordable, voici quatre choses que vous devez savoir.<\/p>\n","protected":false},"featured_media":35078,"template":"","meta":{"_acf_changed":false,"_searchwp_excluded":""},"social_share":[],"good_reads_categories":[478],"class_list":["post-38775","good_reads","type-good_reads","status-publish","has-post-thumbnail","hentry","good_reads_categories-assurance-vie"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - 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