Use this life insurance calculator to learn how much protection you need at every stage of life.

My ivari

View your insurance policy details online (policies issued on or after January 1, 1990). Register now!

Let’s talk about… You and your family

By answering these questions you can get a better understanding of what type, and amount, of insurance you need to protect your family.

Who is being insured?

Picture of Insured1
Tooltip content here.

,

Tooltip content here.

,

Tooltip content here.
Date of birth

Age:40

Tooltip content here.
Tooltip content here.
Tooltip content here.
Picture of Insured2
Tooltip content here.

,

Tooltip content here.

,

Tooltip content here.
Date of birth

Age:40

Tooltip content here.
Tooltip content here.
Tooltip content here.

Dependants

Picture of dependant
Tooltip content here.

,

Tooltip content here.

,

Tooltip content here.

Tooltip content here. years old.

This is my Tooltip content here..

$ Tooltip content here. for Tooltip content here. years.

Picture of dependant
Tooltip content here.

,

Tooltip content here.

,

Tooltip content here.

Tooltip content here. years old.

This is my Tooltip content here..

$ Tooltip content here. for Tooltip content here. years.

Picture of dependant
Tooltip content here.

,

Tooltip content here.

,

Tooltip content here.

Tooltip content here. years old.

This is my Tooltip content here..

$ Tooltip content here. for Tooltip content here. years.

Let’s talk about… Debt

Most people have some debt – a mortgage, credit cards, car payments. By providing information about your current debt, we can help make sure that your life insurance will be enough to cover these obligations and leave something for your loved ones, too.

I have a mortgage

My mortgage Please fill in the following four mortgage information fields. If you do not know how to fill in one field, it can be automatically calculated for you. Once the other three fields have been filled, the "Auto" calculation button will be available to you for the remaining question.

I don't have a mortgage.

My remaining mortgage is $?? An uninsured mortgage offers no fiscal protection in the event payments cannot be made to the lender..

The average interest rate is ??% A ratio of an amount loaned paid to the lender on an agreed upon schedule..

My amortization is ?? years The number of years over which a loan will be paid back..

I pay $?? The payment made on a monthly basis for a loan. a month.

I have credit card debt.

Credit card debt Please fill in the following four debt information fields. If you do not know how to fill in one field, it can be automatically calculated for you. Once the other three fields have been filled, the "Auto" calculation button will be available to you for the remaining question.

I don't have credit card debt.

My total credit card debt is $?? Debt on consumer purchases that is not insured in the event payments cannot be made to lender..

The average interest rate is ??% A ratio of an amount loaned paid to the lender on an agreed upon schedule..

My amortization is ?? years The number of years over which a loan will be paid back..

I pay $?? The payment made on a monthly basis for a loan. a month.

I have other debt such as lines of credit, loans, etc.

Other debt such as lines of credit, loans, etc Please fill in the following four debt information fields. If you do not know how to fill in one field, it can be automatically calculated for you. Once the other three fields have been filled, the "Auto" calculation button will be available to you for the remaining question.

I don't have other debt.

My total other debt is $?? Debt on consumer purchases that is not insured in the event payments cannot be made to lender..

The average interest rate is ??% A ratio of an amount loaned paid to the lender on an agreed upon schedule..

My amortization is ?? years The number of years over which a loan will be paid back..

I pay $?? The payment made on a monthly basis for a loan. a month.

Photo of house
Photo of car

Let’s talk about… Providing for your loved ones

By answering the following questions we can help ensure that you will be able to provide for your loved ones after you are gone.

Proceeds left for your loved ones

Picture of Insured1
Picture of Insured2

What's your income?

I make $ Earnings including work, rental income and other enterprises you may be involved in. per year.

I make $ Earnings including work, rental income and other enterprises you may be involved in. per year.

At what age do you plan to retire?

My retirement age is Tooltip content here. years.

My retirement age is Tooltip content here. years.

What percentage of your income would you like to leave for your loved ones?

The percentage of your current income to be paid to a surviving beneficiary. Lower income requirements due to lower expenses. Taxes are still due on replaced income.% income left to your loved ones.

The percentage of your current income to be paid to a surviving beneficiary. Lower income requirements due to lower expenses. Taxes are still due on replaced income.% income left to your loved ones.

Estimated final expenses

Final expenses

My final expenses are $ The expenses that would be incurred in the case of death. These can include taxes on your assets, the cost of a funeral and other related items, protate fees, and legal and accounting fees. This amount estimates current funeral and other final expenses..

My final expenses are $ The expenses that would be incurred in the case of death. These can include taxes on your assets, the cost of a funeral and other related items, protate fees, and legal and accounting fees. This amount estimates current funeral and other final expenses..

Photo of dependant
Photo of dependant
Photo of dependant

Let’s talk about… Your insurance needs

The information you provided has been used to create an insurance plan just for you. After reviewing this, we recommend that you discuss it with an independent advisor. An independent advisor can talk to you about products that can help you achieve your protection goals.

Warning icon.Whoops!

Looks like some fields weren’t filled out right.

Please go back and fix them so we can get you your results.

Insured { Select one to view relevent graphs }

Dependants

Photo of dependant
Photo of dependant
Photo of dependant

Primary needs


Future picture

Adjust your insurance amounts

$ Insurance protection for the next 10 years.
$ Insurance protection for the next 20 years.
$ Insurance protection for the next 30 years.
$ Insurance offering lifetime protection without the needs for renewal as long as the premiums are paid.
$100,000,000

In order to properly calculate your insurance needs you’ll need to provide at least 3 of 4 answers for each section. This tool will calculate the one missing piece of the puzzle for you.

Would you like to skip this one question? If you skip it, you’ll need to complete the other three questions in this section.

Help

Help content.

Email Results

To Enter your email address.

Subject

Message