Guaranteed Interest Accounts provide a valuable service for many investors, especially those seeking capital security.
A GIA is issued by an insurance company, but is similar to a Guaranteed Interest Certificate (GIC) offered by banks. A GIA pays a predetermined interest rate on the entire value of the original investment for a set period of time.
First and foremost, a GIA provides peace of mind - a valuable commodity in this day and age, but it provides much more than that, too.
As the name suggests, a GIA provides guaranteed interest on your investment. Guaranteed interest is an integral part of a well-balanced portfolio for many types of investors. Regardless of market conditions, your investment will continue to provide a steady return, significantly reducing risk.
Harvest is a GIA contract that pays the simple interest earned to the owner at monthly, quarterly, semi-annual or annual intervals. Harvest requires a $10,000 minimum deposit and can only be held as a non-registered investment. Contact your advisor for more information on ivari's Guaranteed Interest Products and to see if this investment vehicle is right for you.
With interest accumulation, you have two investment options to choose from:
ivari is the issuer of the Guaranteed Interest Contracts.